We're Melissa and Ryan Michels — a husband-and-wife team, parents of three boys, and your neighbors here in southern New Hampshire.
We built The Michels Agency to be the kind of insurance office we'd want for our own family: one where you know who you're talking to, your calls get returned, and your coverage actually fits your life.
Melissa Michels runs the agency day to day. She reviews every household's coverage personally and makes sure nothing falls through the cracks — from the first quote to the claim you hope you never have to file.
Ryan Michels brings more than 25 years of experience advising companies on high-value, technical purchases. He knows the cheapest option up front is rarely the least expensive over time, and he brings that same thinking to protecting your home, cars, and family.
Together, with our team in Merrimack, we help families, homeowners, and business owners get the right protection — not just the lowest price.
Every call, email, and question gets a response. If we say we'll do it, it's done.
We review your whole household — home, autos, life, and more — so there are no surprise gaps when it matters.
A real office on Daniel Webster Hwy in Merrimack, with after-hours appointments when your schedule needs them.
No pressure, no obligation — just a clear look at what you have and what you might be missing.