Melissa Michels and The Michels Agency team bring personalized home, auto, life, and business coverage to families across New England, Michigan & Pennsylvania — backed by nearly 100 years of Farmers Insurance strength.
Just your ZIP code to get started. No obligation.
No spam. We'll call once to review your options.
One local agency, every coverage you need — bundled to save you money.
Protect your most valuable asset. We find the right coverage for your home including guaranteed replacement cost options and weather event coverage.
Learn more →From daily drivers to classics and motorcycles. We decode the options and make sure you're properly covered without overpaying.
Learn more →Term, whole, and universal life options tailored to your family's stage of life. We'll help you build a plan you can count on.
Learn more →From startups to established businesses, we build customized commercial coverage that protects your people, property, and livelihood.
Learn more →Motorcycles, ATVs, boats, RVs, and personal watercraft. Enjoy your adventures knowing you're covered.
Get a quote →Combine home and auto — or add life — and unlock multi-policy discounts. Many families save hundreds per year by bundling.
See my savings →We're not a call center or a website — we're your neighbors in Merrimack. That makes a real difference when something goes wrong.
30 Daniel Webster Hwy, Suite 4, Merrimack. Walk in, call, or book after hours — we're accessible when you need us.
We don't just quote — we review your full situation and make sure there are no dangerous gaps in your coverage.
No jargon. We explain your options in plain English so you can make confident decisions for your family.
Recognized among the top-performing Farmers agencies in New England for client service and retention.
Led by Melissa Michels, our agency is built on trust and lasting relationships — not transactions. We're here for the long haul with you and your family.
Start a Free Coverage Review"We highly recommend The Michels Agency! They recently gave us a quote for our home & auto, and were able to save us thousands for the year — better coverage with big savings! The quote is free and comes in quickly, give them a shot!"
"Amazing customer service. Very fast responses to my questions. The Michels came up with the right personalized options for all my insurance needs. I highly recommend working with them!"
"I appreciate the level of service provided — the attention to detail was fantastic. It's the trusted partnership I appreciate, someone doing what is best for you. Thank you."
⭐ See all our reviews on Google — and if we've helped you, we'd be grateful for yours.
Read & Leave a ReviewWe live and work in the same communities we serve. We understand New England — the neighborhoods, the weather, the cost of living — and we use that local knowledge to make sure your coverage actually fits your life here.
A local agent reviews your full situation, finds discounts you'd miss online, explains your options in plain language, and is there for you when you file a claim — not just when you buy.
Most of our clients do. Bundling multiple Farmers policies typically results in meaningful multi-policy discounts. We'll run the numbers for you at no cost.
Yes. We work with small businesses across New England on commercial property, general liability, workers' comp, and customized packages. No two businesses are the same — we build coverage to fit.
Call us at (603) 809-3222, fill out the form on this page, or stop by our Merrimack office. We'll review your needs and have options back to you quickly — usually same day.
We serve all of New England (NH, MA, CT, ME, VT, RI) plus Michigan and Pennsylvania.
Farmers offers 24/7 claims support. For policy questions, we offer after-hours and weekend appointments — just call or text to set one up.
Get a free, no-obligation coverage review from your local Merrimack Farmers agent. We'll make sure you're properly covered — and not overpaying.